*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}
:root{
    --bg:#F8FAFC;--surface:#FFFFFF;--border:#E2E8F0;
    --text:#0F172A;--muted:#475569;
    --primary:#2563EB;--primary-d:#1D4ED8;
    --accent:#0EA5E9;--success:#10B981;
    --warning:#F59E0B;--danger:#EF4444;
    --sh-sm:0 1px 3px rgba(0,0,0,0.08);
    --sh-md:0 4px 16px rgba(0,0,0,0.10);
    --sh-lg:0 8px 32px rgba(0,0,0,0.13);
    --r:10px;--r-lg:16px;
    --font:'Segoe UI',system-ui,-apple-system,sans-serif;
}
html{scroll-behavior:smooth;overflow-x:hidden;max-width:100%}
body{overflow-x:hidden;max-width:100%}
body{font-family:var(--font);background:var(--bg);color:var(--text);line-height:1.6;font-size:15px}
::-webkit-scrollbar{width:6px}::-webkit-scrollbar-track{background:var(--bg)}
::-webkit-scrollbar-thumb{background:var(--border);border-radius:3px}
::-webkit-scrollbar-thumb:hover{background:#CBD5E1}
h1{font-size:clamp(1.8rem,4vw,2.8rem);font-weight:800;line-height:1.2}
h2{font-size:clamp(1.4rem,3vw,2rem);font-weight:700;line-height:1.3}
h3{font-size:clamp(1.05rem,2vw,1.25rem);font-weight:600;line-height:1.4}
h4{font-size:1rem;font-weight:600}
p{color:var(--muted)}
a{text-decoration:none}
.container{max-width:1200px;margin:0 auto;padding:0 20px}
.section{padding:60px 0}.section-sm{padding:40px 0}
.text-center{text-align:center}
.text-primary{color:var(--primary)}
.bg-surface{background:var(--surface)}
.brd-y{border-top:1px solid var(--border);border-bottom:1px solid var(--border)}
.flex-between{display:flex;align-items:center;justify-content:space-between}
.badge{display:inline-block;padding:3px 10px;border-radius:20px;font-size:11px;font-weight:600;letter-spacing:.5px;text-transform:uppercase}
.badge-primary{background:#DBEAFE;color:var(--primary)}
.badge-accent{background:#E0F2FE;color:#0369A1}
.badge-success{background:#D1FAE5;color:#065F46}
.badge-warning{background:#FEF3C7;color:#92400E}
.badge-danger{background:#FEE2E2;color:#991B1B}
.badge-purple{background:#EDE9FE;color:#5B21B6}
.badge-rrb{background:#FEF3C7;color:#92400E}
.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--r);padding:24px;box-shadow:var(--sh-sm);transition:box-shadow .2s,transform .2s}
.card-hover:hover{box-shadow:var(--sh-md);transform:translateY(-2px);cursor:pointer}
.grid{display:grid;gap:20px;min-width:0}
.grid-2{grid-template-columns:repeat(auto-fit,minmax(min(280px,100%),1fr))}
.grid-3{grid-template-columns:repeat(auto-fit,minmax(min(240px,100%),1fr))}
.grid-4{grid-template-columns:repeat(auto-fit,minmax(min(200px,100%),1fr))}
.btn{display:inline-flex;align-items:center;gap:6px;padding:10px 22px;border-radius:8px;font-size:14px;font-weight:600;cursor:pointer;border:none;transition:all .2s;font-family:var(--font);text-decoration:none}
.btn-primary{background:var(--primary);color:white}
.btn-primary:hover{background:var(--primary-d);transform:translateY(-1px)}
.btn-outline{background:transparent;color:var(--primary);border:2px solid var(--primary)}
.btn-outline:hover{background:var(--primary);color:white}
.btn-white{background:white;color:var(--primary)}
.btn-white:hover{background:#EFF6FF}
.btn-ghost{background:rgba(255,255,255,.12);color:white;border:2px solid rgba(255,255,255,.4)}
.btn-ghost:hover{background:rgba(255,255,255,.22)}
.btn-sm{padding:6px 14px;font-size:13px}
.btn-lg{padding:14px 32px;font-size:16px}
.btn-full{width:100%;justify-content:center}
.subtitle{color:var(--accent);font-size:13px;font-weight:600;text-transform:uppercase;letter-spacing:1px;display:block;margin-bottom:8px}
.section-header{margin-bottom:40px}
.divider{width:48px;height:4px;background:var(--primary);border-radius:2px;margin:12px 0}
.text-center .divider{margin:12px auto}
.section-top{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:12px;margin-bottom:28px}
.form-group{margin-bottom:18px}
.form-group label{display:block;font-size:13px;font-weight:600;color:var(--text);margin-bottom:6px}
.form-group input,.form-group select,.form-group textarea{width:100%;padding:10px 14px;border:1.5px solid var(--border);border-radius:8px;font-size:14px;font-family:var(--font);color:var(--text);background:var(--surface);transition:border-color .2s,box-shadow .2s;outline:none}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{border-color:var(--primary);box-shadow:0 0 0 3px rgba(37,99,235,.1)}
.form-group textarea{resize:vertical;min-height:100px}
.form-note{font-size:11px;text-align:center;color:var(--muted);margin-top:10px}

/* NAVBAR */
.navbar{background:var(--surface);border-bottom:1px solid var(--border);position:sticky;top:0;z-index:1000;box-shadow:var(--sh-sm)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;padding:14px 20px;max-width:1200px;margin:0 auto}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;cursor:pointer}
.logo-icon{width:40px;height:40px;background:var(--primary);border-radius:10px;display:flex;align-items:center;justify-content:center;color:white;font-size:18px;font-weight:800;flex-shrink:0}
.logo-text{font-size:1.2rem;font-weight:800;color:var(--text)}
.logo-text span{color:var(--primary)}
.logo-sub{font-size:11px;color:var(--muted)}
.nav-links{display:flex;align-items:center;gap:2px;list-style:none}
.nav-links a{display:block;padding:8px 13px;font-size:13.5px;font-weight:600;color:var(--muted);text-decoration:none;border-radius:7px;transition:all .2s;cursor:pointer}
.nav-links a:hover,.nav-links a.active{color:var(--primary);background:#EFF6FF}
.hamburger{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:6px;background:none;border:none}
.hamburger span{width:24px;height:2.5px;background:var(--text);border-radius:2px;display:block}
.mobile-menu{display:none;background:var(--surface);border-top:1px solid var(--border);padding:12px 20px}
.mobile-menu.open{display:block}
.mobile-menu a{display:block;padding:10px 14px;font-size:14px;font-weight:600;color:var(--muted);text-decoration:none;border-radius:7px;margin-bottom:3px}
.mobile-menu a:hover,.mobile-menu a.active{color:var(--primary);background:#EFF6FF}

/* HERO */
.hero{background:linear-gradient(135deg,#0F172A 0%,#1E3A5F 50%,#1D4ED8 100%);color:white;padding:80px 0 60px;position:relative;overflow:hidden}
.hero::before{content:'';position:absolute;top:-50%;right:-10%;width:600px;height:600px;background:radial-gradient(circle,rgba(37,99,235,.3) 0%,transparent 70%);border-radius:50%}
.hero::after{content:'';position:absolute;bottom:-30%;left:-5%;width:400px;height:400px;background:radial-gradient(circle,rgba(14,165,233,.2) 0%,transparent 70%);border-radius:50%}
.hero-inner{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center;position:relative;z-index:1}
.hero-badge{display:inline-flex;align-items:center;gap:6px;background:rgba(14,165,233,.2);border:1px solid rgba(14,165,233,.4);color:#7DD3FC;padding:5px 14px;border-radius:20px;font-size:12px;font-weight:600;margin-bottom:18px}
.hero-content h1{color:white;margin-bottom:16px}
.hero-content h1 span{color:#7DD3FC}
.hero-desc{color:rgba(255,255,255,.75);font-size:16px;margin-bottom:28px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}
.hero-stats{display:flex;gap:24px;margin-top:32px;flex-wrap:wrap}
.stat-num{font-size:1.6rem;font-weight:800;color:white}
.stat-lbl{font-size:12px;color:rgba(255,255,255,.6)}
.hero-form-card{background:rgba(255,255,255,.97);border-radius:var(--r-lg);padding:28px;box-shadow:var(--sh-lg)}
.hero-form-card h3{color:var(--text);margin-bottom:6px}

/* STATS STRIP */
.stats-strip{background:var(--surface);border-top:1px solid var(--border);border-bottom:1px solid var(--border);padding:30px 0}
.stats-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:20px;text-align:center}
.snum{font-size:2rem;font-weight:800;color:var(--primary)}
.slbl{font-size:13px;color:var(--muted);margin-top:4px}

/* DEFINITION */
.definition-box{background:linear-gradient(135deg,#EFF6FF,#F0F9FF);border:1px solid #BFDBFE;border-radius:var(--r-lg);padding:36px}
.def-icon{width:52px;height:52px;background:var(--primary);border-radius:12px;display:flex;align-items:center;justify-content:center;color:white;font-size:22px;margin-bottom:16px}
.def-text{font-size:15px;line-height:1.8;color:var(--muted);margin-bottom:14px}
.def-pillars{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:16px;margin-top:20px}
.pillar-card{background:white;border-radius:8px;padding:16px;border:1px solid #BFDBFE}
.p-icon{font-size:22px;display:block;margin-bottom:8px}
.pillar-card h4{color:var(--text);margin-bottom:6px}
.pillar-card p{font-size:13px}
.type-icon{width:48px;height:48px;border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:20px;margin-bottom:14px}

/* QUICK ACCESS */
.quick-card{text-align:center;display:flex;flex-direction:column;align-items:center;text-decoration:none;color:inherit}
.q-icon{font-size:32px;display:block;margin-bottom:10px}
.quick-card h4{color:var(--text)}
.quick-card p{font-size:12px;margin-top:4px}

/* HOME NEWS PREVIEW */
.news-prev-card{display:flex;flex-direction:column;text-decoration:none;color:inherit}
.np-img{height:110px;border-radius:8px 8px 0 0;display:flex;align-items:center;justify-content:center;font-size:32px;margin:-24px -24px 16px}
.np-meta{display:flex;align-items:center;gap:10px;margin-bottom:8px}
.np-date{font-size:12px;color:var(--muted)}
.news-prev-card h4{font-size:14px;color:var(--text);margin-bottom:6px}
.news-prev-card p{font-size:12px}

/* PAGE HERO */
.page-hero{background:linear-gradient(135deg,#0F172A,#1E3A5F);padding:50px 0}
.page-hero h1{margin-top:10px}

/* SEARCH & FILTER */
.search-bar{display:flex;gap:10px;margin-bottom:24px}
.search-bar input{flex:1;padding:10px 16px;border:1.5px solid var(--border);border-radius:8px;font-size:14px;outline:none;background:var(--surface);color:var(--text);font-family:var(--font)}
.search-bar input:focus{border-color:var(--primary);box-shadow:0 0 0 3px rgba(37,99,235,.1)}
.filter-tabs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:24px}
.filter-tab{padding:6px 16px;border-radius:20px;font-size:13px;font-weight:600;cursor:pointer;border:1.5px solid var(--border);background:var(--surface);color:var(--muted);transition:all .2s;font-family:var(--font)}
.filter-tab.active,.filter-tab:hover{background:var(--primary);color:white;border-color:var(--primary)}

/* BOOKS */
.book-card{display:flex;gap:16px;align-items:flex-start}
.book-cover{width:60px;height:82px;border-radius:6px;flex-shrink:0;display:flex;align-items:center;justify-content:center;color:white;font-size:10px;font-weight:700;text-align:center;line-height:1.3;padding:4px}
.book-info{flex:1}
.book-title{font-size:14px;color:var(--text);margin-bottom:4px;margin-top:6px}
.book-author{font-size:12px;color:var(--muted)}
.book-author strong{color:var(--text)}
.book-meta-row{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:4px}
.book-actions{display:flex;gap:8px;flex-wrap:wrap;margin-top:10px}

/* RBI CIRCULARS */
.circ-card{display:flex;gap:16px;align-items:flex-start;margin-bottom:12px}
.circ-icon{width:44px;height:44px;border-radius:10px;background:#EFF6FF;display:flex;align-items:center;justify-content:center;color:var(--primary);font-size:18px;flex-shrink:0}
.circ-info{flex:1}
.circ-title{font-size:14px;color:var(--text);margin-bottom:8px;margin-top:4px}
.circ-meta{display:flex;gap:10px;flex-wrap:wrap;font-size:12px;color:var(--muted);margin-bottom:4px;align-items:center}
.circ-actions{display:flex;gap:8px;flex-wrap:wrap;align-items:center;margin-top:8px}

/* CALCULATORS */
.calc-tabs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:28px}
.calc-tab{padding:8px 18px;border-radius:8px;font-size:13px;font-weight:600;cursor:pointer;border:1.5px solid var(--border);background:var(--surface);color:var(--muted);transition:all .2s;font-family:var(--font)}
.calc-tab.active{background:var(--primary);color:white;border-color:var(--primary)}
.calc-panel{display:none;grid-template-columns:1fr 1fr;gap:24px}
.calc-panel.active{display:grid}
.calc-result{background:linear-gradient(135deg,#0F172A,#1E3A5F);border-radius:var(--r);padding:24px;color:white;align-self:start}
.calc-result h3{color:white;margin-bottom:20px}
.res-row{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-bottom:1px solid rgba(255,255,255,.1)}
.res-row:last-of-type{border-bottom:none}
.rl{font-size:13px;color:rgba(255,255,255,.7)}
.rv{font-size:15px;font-weight:700;color:white}
.res-row.highlight .rv{color:#7DD3FC;font-size:18px}
.calc-note{font-size:11px;color:rgba(255,255,255,.5);margin-top:16px}

/* BANKS TABLE */
.banks-table-wrap{overflow-x:auto;border-radius:var(--r);border:1px solid var(--border)}
table{width:100%;border-collapse:collapse;background:var(--surface)}
th{background:#F1F5F9;padding:12px 16px;text-align:left;font-size:12px;font-weight:700;color:var(--text);text-transform:uppercase;letter-spacing:.5px;border-bottom:1px solid var(--border);white-space:nowrap}
td{padding:12px 16px;font-size:13.5px;color:var(--text);border-bottom:1px solid var(--border);vertical-align:middle}
tr:last-child td{border-bottom:none}
tr:hover td{background:#F8FAFC}
.bank-rank{width:28px;height:28px;border-radius:50%;background:var(--primary);color:white;display:flex;align-items:center;justify-content:center;font-size:12px;font-weight:700}
.bank-name-cell{display:flex;align-items:center;gap:10px}
.bank-logo-mini{width:34px;height:34px;border-radius:8px;display:flex;align-items:center;justify-content:center;font-size:11px;font-weight:800;color:white;flex-shrink:0}
.bank-logo-img{width:34px;height:34px;border-radius:8px;object-fit:contain;background:#fff;border:1px solid var(--border);padding:4px;flex-shrink:0}
a.bank-name-cell{text-decoration:none;color:inherit}
a.bank-name-cell:hover .bank-name-text{color:var(--primary);text-decoration:underline}

/* ABOUT */
.mission-card{background:var(--primary);border-radius:var(--r-lg);padding:36px;margin-bottom:8px}
.obj-row{display:flex;gap:14px;align-items:flex-start}
.obj-icon{width:44px;height:44px;border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:20px;flex-shrink:0}
.about-lower-grid{display:grid;grid-template-columns:1fr 1fr;gap:36px}
.timeline-wrap{padding-right:10px}
.timeline{position:relative;padding-left:28px}
.timeline::before{content:'';position:absolute;left:6px;top:0;bottom:0;width:2px;background:var(--border)}
.tl-item{position:relative;padding-bottom:28px}
.tl-item::before{content:'';position:absolute;left:-24px;top:6px;width:12px;height:12px;border-radius:50%;background:var(--primary);border:2px solid white;box-shadow:0 0 0 2px var(--primary)}
.tl-item h4{color:var(--text);margin-bottom:4px}
.tl-year{font-size:12px;color:var(--accent);font-weight:600;margin-bottom:4px}
.target-list{list-style:none;display:flex;flex-direction:column;gap:8px}
.target-list li{display:flex;align-items:center;gap:8px;font-size:13px;color:var(--text)}
.tl-check{color:var(--primary);font-weight:700}

/* NEWS PAGE */
.news-page-hero{background:linear-gradient(135deg,#0F172A,#1E3A5F);color:white;padding:44px 0;text-align:center}
.news-hero-badges{display:flex;align-items:center;justify-content:center;gap:12px;margin-bottom:12px;flex-wrap:wrap}
.live-badge{display:inline-flex;align-items:center;gap:6px;background:#FEE2E2;color:#991B1B;padding:4px 10px;border-radius:20px;font-size:11px;font-weight:700}
.live-dot{width:7px;height:7px;background:var(--danger);border-radius:50%;animation:pulse 1.5s infinite}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.4}}
.news-ticker{background:var(--primary);color:white;padding:10px 0;overflow:hidden;white-space:nowrap}
.ticker-track{display:inline-flex;gap:60px;animation:ticker 38s linear infinite}
.tick-item{font-size:13px}
.tick-item::before{content:'🔴 '}
@keyframes ticker{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.news-layout{display:grid;grid-template-columns:2fr 1fr;gap:26px}
.news-main-hdr{display:flex;align-items:center;justify-content:space-between;margin-bottom:20px}
.news-main-hdr h3{color:var(--text)}
.news-story-card{margin-bottom:18px}
.news-story-img{height:140px;border-radius:8px 8px 0 0;display:flex;align-items:center;justify-content:center;font-size:36px;margin:-24px -24px 18px}
.news-meta-row{display:flex;gap:10px;align-items:center;flex-wrap:wrap;margin-bottom:8px}
.news-date-txt{font-size:12px;color:var(--muted)}
.news-story-title{font-size:15px;color:var(--text);margin-bottom:10px}
.news-story-body{font-size:13px;line-height:1.7}
.news-sidebar .card{margin-bottom:20px}
.sidebar-widget h4{color:var(--text);margin-bottom:14px}
.sidebar-email-input{width:100%;padding:8px 12px;border-radius:6px;border:none;font-size:13px;outline:none;font-family:var(--font)}
.trending-item{display:flex;gap:12px;padding:12px 0;border-bottom:1px solid var(--border)}
.trending-item:last-child{border-bottom:none}
.trending-num{font-size:22px;font-weight:800;color:var(--border);line-height:1;flex-shrink:0;min-width:24px}
.trending-title{font-size:13px;color:var(--text);margin-bottom:3px}
.trending-meta{font-size:11px;color:var(--muted)}
.rate-table{display:flex;flex-direction:column}
.rate-row{display:flex;justify-content:space-between;padding:9px 0;border-bottom:1px solid var(--border);font-size:13px;color:var(--muted)}
.rate-row:last-child{border-bottom:none}
.rate-row strong{color:var(--text)}
.sidebar-links{list-style:none}
.sidebar-links li a{display:block;padding:8px 0;font-size:13px;color:var(--muted);border-bottom:1px solid var(--border);transition:color .2s}
.sidebar-links li:last-child a{border-bottom:none}
.sidebar-links li a:hover{color:var(--primary)}

/* FOOTER */
.footer{background:#0F172A;color:rgba(255,255,255,.75);padding:50px 0 0}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:32px;padding-bottom:40px;border-bottom:1px solid rgba(255,255,255,.1)}
.footer-brand p{font-size:13px;margin-top:14px}
.footer-col h4{color:white;font-size:14px;margin-bottom:14px}
.footer-col ul{list-style:none}
.footer-col ul li{margin-bottom:8px}
.footer-col ul li a{color:rgba(255,255,255,.6);text-decoration:none;font-size:13px;transition:color .2s;cursor:pointer}
.footer-col ul li a:hover{color:var(--accent)}
.footer-bottom{padding:20px 0;text-align:center;font-size:12px;color:rgba(255,255,255,.5)}
.footer-legal{display:flex;justify-content:center;gap:20px;margin-top:8px}
.footer-legal a{color:rgba(255,255,255,.4);text-decoration:none}
.footer-legal a:hover{color:var(--accent)}
.social-links{display:flex;gap:10px;margin-top:14px}
.social-link{width:34px;height:34px;border-radius:8px;background:rgba(255,255,255,.1);display:flex;align-items:center;justify-content:center;color:white;text-decoration:none;font-size:14px;transition:background .2s}
.social-link:hover{background:var(--primary)}

/* BACK TO TOP */
.back-to-top{position:fixed;bottom:24px;right:24px;width:44px;height:44px;background:var(--primary);color:white;border-radius:10px;display:flex;align-items:center;justify-content:center;cursor:pointer;font-size:18px;box-shadow:var(--sh-md);opacity:0;transform:translateY(20px);transition:all .3s;z-index:500}
.back-to-top.visible{opacity:1;transform:translateY(0)}
.back-to-top:hover{background:var(--primary-d)}

/* NOTIFICATION */
.notification{position:fixed;top:20px;right:20px;background:var(--surface);border:1px solid var(--border);border-radius:10px;padding:14px 18px;box-shadow:var(--sh-lg);z-index:9999;transform:translateX(130%);transition:transform .3s;max-width:320px}
.notification.show{transform:translateX(0)}
.notification.success{border-left:4px solid var(--success)}
.notification.error{border-left:4px solid var(--danger)}
.notif-title{font-weight:700;font-size:14px;color:var(--text)}
.notif-msg{font-size:13px;color:var(--muted);margin-top:3px}

/* RESPONSIVE */
@media(max-width:1100px){.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:960px){
    .hero-inner{grid-template-columns:1fr}
    .hero-form-card{max-width:520px}
    .news-layout{grid-template-columns:1fr}
    .about-lower-grid{grid-template-columns:1fr}
}
@media(max-width:768px){
    .nav-links{display:none}
    .hamburger{display:flex}
    .section{padding:40px 0}
    .calc-panel.active{grid-template-columns:1fr}
    .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:520px){
    .hero{padding:50px 0 36px}
    .hero-stats{gap:16px}
    .footer-grid{grid-template-columns:1fr}
    .stats-grid{grid-template-columns:repeat(2,1fr)}
    .grid-4{grid-template-columns:repeat(2,1fr)}
    .def-pillars{grid-template-columns:1fr}
    .legal-content{padding:18px}
}
.grid>*{min-width:0}
.banks-table-wrap{max-width:100%}

/* LEGAL PAGES (Privacy Policy / Terms of Use / Disclaimer) */
.legal-updated{font-size:12.5px;color:var(--muted);background:var(--surface);border:1px solid var(--border);display:inline-block;padding:6px 14px;border-radius:20px;margin-bottom:6px}
.legal-layout{display:grid;grid-template-columns:260px 1fr;gap:32px;align-items:start;min-width:0}
.legal-toc{position:sticky;top:88px;background:var(--surface);border:1px solid var(--border);border-radius:var(--r);padding:20px;min-width:0}
.legal-toc h4{font-size:13px;text-transform:uppercase;letter-spacing:.5px;color:var(--muted);margin-bottom:12px}
.legal-toc ul{list-style:none;display:flex;flex-direction:column;gap:4px}
.legal-toc a{display:block;font-size:13px;color:var(--text);text-decoration:none;padding:7px 10px;border-radius:7px;font-weight:600;transition:all .2s}
.legal-toc a:hover{background:var(--bg);color:var(--primary)}
.legal-content{background:var(--surface);border:1px solid var(--border);border-radius:var(--r);padding:36px;min-width:0;max-width:100%}
.flowchart-wrap{max-width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch}
.flowchart-wrap svg{display:block;margin:0 auto;width:100%;height:auto}
img,svg{max-width:100%;height:auto}
.legal-content section{margin-bottom:32px;scroll-margin-top:90px}
.legal-content section:last-child{margin-bottom:0}
.legal-content h2{font-size:1.15rem;display:flex;align-items:center;gap:10px;margin-bottom:12px}
.legal-num{width:28px;height:28px;background:#EFF6FF;color:var(--primary);border-radius:8px;display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:800;flex-shrink:0}
.legal-content h3{font-size:14px;margin:16px 0 8px;color:var(--text)}
.legal-content p{font-size:13.5px;margin-bottom:10px}
.legal-content ul,.legal-content ol{padding-left:20px;margin-bottom:10px}
.legal-content li{font-size:13.5px;color:var(--muted);margin-bottom:6px}
.legal-content li strong{color:var(--text)}
.legal-content a.inline-link{color:var(--primary);font-weight:600;text-decoration:none}
.legal-content a.inline-link:hover{text-decoration:underline}
.legal-highlight{background:#FFFBEB;border:1px solid #FDE68A;border-radius:10px;padding:14px 16px;font-size:13px;color:#92400E;margin-bottom:12px}
.legal-highlight strong{color:#78350F}
.legal-contact-card{background:var(--primary);border-radius:var(--r);padding:24px;margin-top:8px}
.legal-contact-card h4{color:white;margin-bottom:6px}
.legal-contact-card p{color:rgba(255,255,255,.85);font-size:13px}
@media(max-width:900px){
    .legal-layout{grid-template-columns:1fr}
    .legal-toc{position:static}
}